When Your Dog Scratches a Child

Your dog scratches a child! It’s not anything anyone would expect. Most people assume dog bites are the worst-case scenario involving canine liability incidents. But your furry friends have claws too. When your dog scratches a child, things can go just as badly for you.

The Scenario

Pam was at a party with her dog. It was a children’s party, and over 10 kids were running around. Ultimately, her dog was playful and sometimes did not realize his playfulness could hurt. One of the children came to pet him, and he responded by scratching the child affectionately. Unfortunately, the dog scratches made a mark, and now Pam is in trouble.

The Claim

The mother of the child claims her child suffered a horrendous scar from the dog scratch that required a medical visit. Therefore, she is filing a claim against Pam for recklessness. Pam maintained that her dog did not attack and was merely playing with the child. Her dog unintentionally harmed the child, and Pam will face a penalty.

Takeaways

There are multiple ways Pam could have prevented this. Yes, there was no dog bite. But her dog still scratched a child, causing some pain and suffering. Pam could train her dog to be gentle or even attempt to trim his nails. Sadly, it did not matter, as her dog still caused harm.

About Dog Bite Quote

At Dean Insurance Agency, we’ve been providing protection to dog owners since 2012, with more than 10,000 policies issued. Our underwriting criteria and years of experience providing this coverage enable us to offer competitive and fair policy premiums. Our policies are available in every state except Alaska and Kentucky. The quote is free, and there is NO obligation to purchase!